What kind of back-up account would I want set-up where I get charged more than if I were to just have the **bleep** card in my hand, and use it anyway? If you can't understand this simple logic then you're either a shill trying to get me off topic, an absolute moron, or someone who can't seem to see the big picture of what business with money at their core, are doing. I'm using PayPal to protect my accounts from fraudulant activity and to simplify the purchasing process by using login credentials (which I can remember) rather than remembering my card information and expecting something called "Back-Up Card" to be there to fulfill the purchasing process without charging me more money. I'm not using PayPal as a means to hold information for two accounts ( that's idiotic), I can do that perfectly well.
#Free paypals account with money full#
So, please don't portray me as someone moron who doesn't know simple logic whereas you seem to convey the same message over and over without addressing my points, in full capslock-Are you new to the internet? The account is often refilled with money I'm not a broke person trying to use PayPal. It's truly incredible how you continue to evade answering my questions, hypothetical or not. Kudos on that! They must have taught you that one well.
Might I add, I truly love the misdirect from the rest of issues I experienced. I suppose the changing of my backup card is part of a randomization algoritm just to mix things up when purchasing items? Lol I'm done with this company. Why spend money on training qualified agents to address issues. Your attitude is as poor as PayPals integrity.which really isn't surprising, since it seems they don't care about the consumer. I'm glad you find time in your day to 'volunteer' but you're sure as **bleep** terrible at helping anyone.
Believe it or not, some of us don't sit around all day lomg reading the ToS and criticising those who expect proper consumer protection. This has to do with unclear mechanics of PayPal's withdrawal procedures and deceptive verbiage to misdirect and laying fault to the consumer. This has nothing to do with common sense. It should be called a secondary account or not called anything other than "other account".
What incentive is there for someone to use a backup account? This is called deception. It's not backing me up if its making a purchase 3x the amount if I would have not used PayPal to begin with. Is the intention of a backup account to ensure a purchase goes through regardless of the outcome for the consumer? The word backup is used in the context to be there when you need it to be a safety net, not cause you more grief. Which of two allows PayPal and banks to make money? This is lucrative for banks and PayPal no doubtely receives a cut. You don't mark a transaction as declined when you successfully withdraw. Let a system that is suppose to protect your money through online purchases not withdraw funds from an account that has no balance and then use the backup account?Īnd don't tell me PayPal doesn't receive a declined notification before they withdraw the funds. Let a system that is suppose to protect your money through online purchases overdraft you and then proceed to withdraw funds from your backup account?Ģ. Let me ask you something, what's more convenient and logical for customer experience?ġ.
#Free paypals account with money free#
You must still think companies with money as their core business make profit from being generous by allowing people to use their free service, they get a cut from this **bleep**. Let me guess, you think PayPal and major banks haven't sat at a table and thought about ways to not take advantage of consumers. The teller gets the money or it doesnt, there's no 'here's the money but just as an FYI, the guy overdrafted'. Banks don't just allow people to arbitrarily overdraft on retail purchases, there would be people going into negatives all of the time when their cards get stolen leading to larger issues than just account theft.īanks don't return NSF notifications to the teller, that's confidential information. The debit transaction indicates no funds available and declines the purchase. Its'a all part of the banking system, not PayPal.Īre you kidding me? How would PayPal have no way of knowing if you have no funds in the account? The withdrawal is like any other debit transaction. PayPal has no way of knowing if funds are in the account until it makes an attempted withdrawal by that time it's too late as the bank's response is the NSF charge.
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